Thoughtful Financial Planning for Long-Term Clarity,
Structure & Confidence
Personalized fee-only financial planning and Advisory, designed to help professionals and families make more informed long-term financial decisions through structured planning, advisory and disciplined implementation.
SEBI Registered Investment Adviser | Goal-Based Financial Planning | Long-Term Planning Focus
Who Should Consider Financial Planning?
Financial planning is generally most valuable for individuals and families seeking greater clarity, structure and long-term alignment in their financial lives.
Professionals Seeking Greater Financial Clarity
Individuals looking to organize finances better, align investments with goals and create a structured long-term financial roadmap.
Families Planning for Long-Term Goals
Families seeking guidance around:
- retirement planning,
- education planning,
- financial protection, and
- long-term wealth organization.
Individuals Approaching Retirement
People seeking greater confidence around retirement readiness, long-term cashflows and sustainable financial decision-making.
Affluent Individuals with Growing Financial Complexity
Professionals and families managing:
- multiple goals,
- growing assets,
- changing responsibilities, and
- increasingly complex financial decisions.
Individuals Seeking a Thoughtful Long-Term Advisory Relationship
People who value:
- structured planning,
- disciplined decision-making,
- personalized guidance, and
- long-term financial alignment.
What our Clients are Saying About us
How Does Financial Planning Work?
Areas of Financial Planning May Include
Saving money – is something we would all like to do. Whether you are struggling to manage day to day or earning a six figure salary, saving is something we all think about.
Retirement Planning
Helping individuals prepare for long-term financial independence and retirement readiness through structured planning and
sustainable financial decision-making.
Investment Planning
Aligning investments with financial goals, time horizon and risk profile within a broader planning framework.
Goal-Based Financial Planning
Aligning financial decisions with:
- life priorities,
- family responsibilities,
- future goals, and
- long-term financial objectives.
Cashflow Planning & Financial Organization
Creating greater structure around:
- savings,
- expenses,
- financial systems, and
- long-term financial discipline.
Protection Planning
Reviewing insurance and financial protection considerations as part of an overall planning framework.
Long-Term Wealth Organization and estate planning
Helping simplify complex financial situations and improve long-term financial decision-making as also transferring wealth using tax efficient way to next generation without hazzle
Why a Fee-Only Financial Planning Approach
At Planetwealth®, the focus is on providing structured
financial planning guidance aligned with the client’s long-term interests and goals. The objective is not product distribution or short-term market activity.
The focus is on:
- thoughtful planning,
- long-term financial alignment,
- disciplined decision-making, and
- practical implementation.
A fee-only approach helps create:
- greater transparency,
- clearer alignment, and
- a more planning-oriented advisory relationship.
What Clients Often Value
- objective financial discussions,
- structured decision-making,
- long-term thinking,
- reduced financial confusion, and
- a calmer approach to financial planning.
Who Is Brijesh Parikh?
Brijesh Parikh is a SEBI Registered Investment Adviser, financial educator and author focused on helping professionals and families build greater financial clarity through thoughtful long-term planning and investor education. Beyond advisory work, he is also:
- author of Profit Maximiser®,
- financial educator,
- workshop facilitator, and
- contributor to investor awareness initiatives and financial learning programs.
The broader focus remains on helping individuals:
- simplify financial complexity,
- improve financial decision-making, and
- build long-term financial confidence.
Frequently asked Questions
Financial planning is not simply about deciding where to invest your money. It is about creating a coordinated strategy for your income, expenses, investments, insurance, liabilities and financial goals.
A financial plan helps you determine how much you need to save and invest, how your investments should be structured, how much you need for important goals such as retirement or your child's education, and how to protect your family from financial risks.
The objective is to give your money a clear purpose and help you make financial decisions with greater clarity and confidence.
A financial planner looks at your complete financial situation rather than recommending investments in isolation.
Depending on your circumstances, the planning process can include analysing your cash flow, identifying and prioritising financial goals, reviewing your existing investments, determining an appropriate asset allocation, planning for retirement and other major goals, assessing financial risks and creating a structured action plan.
The value of financial planning lies in connecting these decisions so that your investments, savings and protection strategies work together towards your long-term objectives.
These terms are often used interchangeably, but they can represent different services and compensation models.
A financial planner focuses on organising and planning your overall financial life. A SEBI Registered Investment Adviser (RIA) provides regulated investment advice based on factors such as your financial goals, risk profile and financial circumstances. A mutual fund distributor distributes mutual fund products and may receive commissions from product manufacturers.
When choosing a professional, understand what service you are receiving, how the professional is compensated, and whether the person providing regulated investment advice is appropriately registered with SEBI.
The cost of financial planning varies depending on the complexity of your financial situation, the scope of advice and the services provided.
The value of financial planning should not be measured simply by whether an adviser can select investments for you. Professional advice can help you coordinate your financial goals, investments, risk management, retirement planning and other important financial decisions within one framework.
At PlanetWealth, we follow a fee-only approach to financial planning and investment advice. Our focus is on providing advice and planning for the client rather than earning commissions from financial products.
Look beyond investment returns or product recommendations. Before choosing a financial planner, consider their qualifications, regulatory status where applicable, experience, financial planning approach, fee structure, potential conflicts of interest and the scope of ongoing support they provide.
If you are seeking investment advice, verify the adviser's SEBI registration and understand the fees and terms of engagement before proceeding.
At PlanetWealth, the process begins by understanding your complete financial situation, goals and priorities before making financial or investment recommendations. The objective is to help you make informed decisions based on a plan rather than product-driven advice.